This web site www.hfnlife.com is owned and managed by the Spiritual Hierarchy Publication Trust, hereinafter called by its acronym, SHPT. We are a Public Charitable Trust registered under the Indian Registration Act at Kolkata, India with registration No. 01689/2009.

For the purposes of these Terms and Conditions, ‘us’, ‘we’ and ‘our’ refer to Spiritual Hierarchy Publication Trust.

Please read through the Terms and Conditions. If you do not agree with the Terms and Conditions, please do not use this web site. If you do use the web site, your conduct indicates that you agree to be bound by the terms.